What Are The Benefits Of Renting To Own?

Renting To Own has a number of features giving you much of the same features as traditional financing, however with much more flexibility.

Advantages include:

1. No credit checks.

2. No long-term obligation. If you no longer want an item for any reason simply return it. There are no penalties or fees for doing so. Try doing that with an item you’ve financed or put on a credit card.

3. If an item you have breaks down for any reason, while you are renting, other than abuse we will have it serviced at no cost to you. We pay 100% of all parts and labor costs. If it must go in for service we will give you a FREE loaner until it is repaired.

4. We offer 120 days same as cash on all rentals.

5. After 120 days we offer additional early buyout options allowing you to achieve ownership sooner which will also save you money. We will explain these various options a little later.

6. Payment can be made with cash, checks, money orders or credit card (VISA/ MasterCard).

7. Free Delivery and set-up. (excluding pool table assembly).

8. Payments can be made weekly, bi-weekly or monthly - that decision is up to you.

9. Take it home today. (Items needing delivery may take one additional business day).

What types of products do you offer?

We carry a large array of household furnishings including furniture, electronics, appliances, computers and jewelry. We offer a large number of major brand products such as Ashley, Berkline, Benchcraft, Toshiba, LG, Sony, RCA, JVC, Crosley and many more. We have product selection for every budget including higher quality items and accessories you will not find at other rental stores. A majority of our product is new, however we also have on-going great specials for previously rented items. In most cases these items have been totally refurbished to almost new condition at reduced prices. All product we carry can also be purchased for cash.

What payment options to you offer?

We have weekly, bi-weekly and monthly payment plans. Our goal is to work out the best payment method for you, such as making your due date coincide with when you get paid, allowing you to make timely payments thereby assuring you will be able to acquire ownership at the absolute lowest cost to you.

There are several ways to make your payment: Cash, check, money order or credit card(VISA/MasterCard). To make your payment we have several convenient options;

1. Payment can be made in the store.

2. Payment can be made 24 hours a day using our convenient drop slot at the store..

3. Payment can be made by mailing it to us. (Must be mailed 3 days before the due date to assure timely posting to your account).

4. Payment can be made over the telephone using your credit card.

5. We can also set you up for auto-pay using your credit card.

How do I acquire ownership of product I am renting?

We offer several different payment options for you to acquire ownership.

1. One of our most popular options is our 120 days same as cash option. With this option during the first 120 days of your rental agreement 100% of your rental payment goes toward the cash (purchase) price of the item. In order to acquire ownership using this method 100% of the cash (purchase) price must be paid within 120 days from the rental agreement date. Our sales associates will be more than happy to assist you in preparing a payment schedule necessary for you to take advantage of this option if you so choose to.

2. If you choose to make your minimum payment on each due date 50% of each payment will go towards your cash (purchase) price. Once you have made the required number of payments as specified in your rental agreement ownership will automatically pass on to you.

3. In the first 120 days, If when making a payment, you pay more than the minimum amount, 100% of the amount over your minimum will be placed in credit. All money left in credit can be used 100% towards the cash (purchase) price at any future date allowing you to acquire ownership prior to the end of your rental agreement date thereby saving you money. We are always more than happy to work with you to help you acquire ownership for the least possible cost to you as your budget will allow.

There is another potential benefit of paying extra into credit. If you are unable to make a scheduled payment on time for any reason you can simply call us up and ask us to transfer the amount necessary to make your minimum payment due.This amount will be treated like a regular payment with 50% being applied to your cash (purchase) price. Unless it's within the first 120 days, which a 100% credit will be applied.

*Note: taxes and damage fees do not go towards the cash (purchase) price.

What do I need to give you in order to rent an item from you?

1. A picture ID.

2. Most recent proof of all income.

3. Landlord name, address and telephone number.

4. Copy of lease or homeowners insurance.

5. Social Security card or a legal document which includes the number on it.

6. Five personal references including name, address and telephone number. At least 3 of these must be local. You may not use your employer or landlord as one of your references.

7. You will need to fill out our rental application either on-line or in the store and then sign it at the store.

8. The entire approval process usually takes about 15 minutes. 

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